Second Home Visa Indonesia (E33) 2026 — Live in Bali 5–10 Years
The Second Home Visa (E33) is a 5 or 10-year Indonesian residence permit for foreigners aged 19+, with no upper age limit. Our fully-managed service is from USD 4,500 (government fees included); applicants separately deposit IDR 2 billion (~USD 130,000) in a state bank (BNI, BRI or Mandiri) within 90 days of arrival, or own qualifying property. It permits business and investment activity — but not employment — and family can follow as dependants.
Last updated: 2026 · Figures verified against research and Direktorat Jenderal Imigrasi sources (imigrasi.go.id). Confirm the current minimum age and deposit with our team before applying.
What Is the Second Home Visa (E33)?
The Second Home Visa, issued under the immigration code E33, is Indonesia’s long-stay residence permit for foreigners who want to live in Bali for 5 or 10 years without the annual renewal cycle of a standard KITAS. It was created to attract financially independent residents — lifestyle migrants, remote-income earners, semi-retirees and investors — who can support themselves in Indonesia and contribute to the local economy.
It sits in the premium tier of Indonesian residence options, alongside the Golden Visa and the Retirement KITAS. What makes the E33 distinctive is its combination of a long validity period, a single up-front financial commitment, and almost no demographic restriction: there is no upper age limit, and the qualifying age starts at just 19. That is the single biggest difference between the Second Home Visa and the retirement route, which is reserved for older applicants.
The Second Home Visa lets you live in Bali, manage investments and run or own a business, open a local bank account, and bring your immediate family as dependants. What it does not permit is taking paid employment with an Indonesian employer — for that you need a Working KITAS (E23) or an Investor KITAS (E28A).
As a licensed agency, Juara Holding Group manages the entire E33 process — from confirming you qualify, to guiding the IDR 2 billion bank deposit and its strict 90-day deadline, to filing through the official immigration portal. Get it wrong and the application fails or the visa is revoked; get it right and you have a half-decade of secure residence in Bali.
Why the deposit window matters: the IDR 2 billion must be placed in a designated Indonesian state bank within 90 days of arrival. Miss that window and your Second Home Visa can be cancelled. We track the deadline for you.
Who Is the Second Home Visa For?
The E33 is the right visa if you are:
- A financially independent resident who wants to settle in Bali long-term without re-applying every year.
- Aged 19 or over, at any age — including applicants under 55 who are too young for the retirement visa, and applicants well into their 70s and beyond, with no upper limit.
- A remote-income earner or semi-retiree with substantial savings, who can comfortably hold IDR 2 billion on deposit or owns qualifying property in Indonesia.
- An investor or business owner who wants residence to oversee Indonesian investments (the E33 permits business and investment activity).
- A family wanting one principal applicant to anchor residence, with a spouse and children following as dependants.
- A long-stay lifestyle migrant who values the certainty of a 5 or 10-year permit over annual KITAS renewals.
You likely need a different visa if you are:
- Aged 55+ and prefer a lower up-front cost → the Retirement KITAS (E33F) uses monthly-income proof instead of a large deposit.
- A high-net-worth investor wanting investment-linked residence → compare the Golden Visa.
- Planning to work for an Indonesian company → you need a Working KITAS (E23).
- Staying under 60 days → a VOA/eVOA or B211A visit visa is far cheaper.
Second Home Visa — 5-Year vs 10-Year
The E33 is offered in two durations. Both carry the same core financial threshold; the longer permit suits those certain of a decade-plus in Indonesia.
| Feature | 5-Year Second Home Visa | 10-Year Second Home Visa |
|---|---|---|
| Validity | 5 years | 10 years |
| Minimum age | 19+ (no upper limit) | 19+ (no upper limit) |
| Financial requirement | IDR 2 billion deposit or qualifying property | IDR 2 billion deposit or qualifying property |
| Employment | Not permitted | Not permitted |
| Business / investment | Permitted | Permitted |
| Family followers | Yes (dependants, E31) | Yes (dependants, E31) |
| Government fee | from ~IDR 35,000,000 | from ~IDR 38,000,000 |
| Path to KITAP | Yes — after qualifying period | Yes — after qualifying period |
Government fees shown are indicative ranges from research sources; we quote the exact, current immigration fee in writing before you commit. Verify against imigrasi.go.id.
The Two Financial Routes — Deposit vs Property
There are two ways to meet the Second Home Visa’s financial requirement. You qualify through either a state-bank deposit or qualifying Indonesian property — you do not need both.
| Route | Requirement | Key conditions |
|---|---|---|
| Bank deposit | IDR 2 billion (~USD 130,000) placed in a designated Indonesian state bank (BNI, BRI or Mandiri) | Must be deposited within 90 days of arrival; held for the visa duration; proof of funds required |
| Qualifying property | Ownership of qualifying Indonesian property at the prescribed value | Property must meet the immigration-set value threshold; documentation and valuation required |
For most applicants, the bank-deposit route is the cleaner path: the IDR 2 billion (~USD 130,000) sits in your own account at BNI, BRI or Mandiri, remains your money, and satisfies the requirement directly. The property route can suit those who already own — or intend to buy — qualifying real estate in Indonesia, but property ownership rules for foreigners are complex and the qualifying value must be confirmed precisely.
The deposit is not a fee — it is your own capital, held in your own Indonesian bank account. It demonstrates you can support yourself. We help you open the correct state-bank account and document the deposit so it satisfies immigration.
The exact qualifying property value should be confirmed against current immigration regulations before you rely on it
The 90-Day Rule — Don’t Miss It
The single most important compliance point on the Second Home Visa is the 90-day deposit window. Once you arrive in Indonesia on the E33, you must place the IDR 2 billion deposit in a designated state bank within 90 days. The visa is granted on the commitment to deposit; the deposit then confirms it.
If you miss the 90-day deadline:
- Your Second Home Visa can be cancelled or not validated.
- You may have to restart the process and re-incur fees.
- Your legal residence status becomes uncertain — risking overstay exposure.
There is also an ongoing reporting obligation — Second Home Visa holders are subject to periodic (commonly cited as 90-day) reporting to immigration. Juara Holding Group tracks both the initial deposit deadline and your ongoing reporting so your residence stays valid for the full 5 or 10 years.
Second Home Visa Cost 2026 — Transparent Pricing
Pricing for the E33 has two parts: our all-in service fee (premium, government immigration fees included) and the separate IDR 2 billion deposit, which is your own capital — not a charge, and paid to a state bank, not to us.
| Item | Price | Notes |
|---|---|---|
| Juara Holding Group service (all-in, 5 or 10-year E33) | from USD 4,500 | Fully-managed; government immigration fees included |
| Official refundable bank deposit (your capital) | IDR 2,000,000,000 (~USD 130,000) | Paid to BNI/BRI/Mandiri within 90 days — official, separate, not our fee |
Our service starts from USD 4,500, all-in (government immigration fees included). The deposit (IDR 2 billion ≈ USD 130,000) is your own money held at a state bank, set by Indonesian regulation — it is an official requirement, paid separately, not a fee to us. We confirm your exact service price in writing — see our pricing page.
All-in, government fees included; the official deposit is separate. We’re a premium, fully-managed agency — not the cheapest, the most thorough. Because the E33 involves a major financial commitment and a hard 90-day deadline, we strongly recommend a consultation before you transfer anything.
How to Apply for the Second Home Visa — Step by Step
- Consultation and eligibility check. We confirm you qualify (age 19+, financial route), explain the 90-day deposit rule, and send a written, itemised quote — government fee, service fee, deposit.
- Choose your financial route. Bank deposit (IDR 2 billion at BNI, BRI or Mandiri) or qualifying property. We advise which is cleaner for your situation.
- Document preparation. Passport (valid well beyond the visa term), proof of funds, photographs, and supporting documents. Our team reviews everything before submission.
- Application submission. We file your E33 through the official Indonesian immigration portal and keep you updated in real time.
- Arrival and bank deposit. You travel to Bali (complete the All Indonesia Arrival Card first) and, within 90 days, place the IDR 2 billion deposit in the designated state bank. We guide the account opening and documentation.
- Validation and residence. With the deposit confirmed, your Second Home Visa is validated for 5 or 10 years. We set reminders for your periodic reporting obligations.
- Bring your family. Your spouse and children can follow as dependants on a Family KITAS (E31).
Second Home Visa vs Retirement Visa vs Golden Visa
These three premium long-stay routes are the most-compared in Bali. Here’s the clear distinction:
| Second Home Visa (E33) | Retirement KITAS (E33F) | Golden Visa | |
|---|---|---|---|
| Best for | Financially independent residents, any age | Retirees aged 55+ | High-value investors |
| Minimum age | 19+ (no upper limit) | 55 | No specific limit |
| Financial test | IDR 2 billion (~USD 130,000) deposit or property | USD 3,000/month income + USD 2,000 balance | USD 350,000 (5 yr) / USD 700,000 (10 yr) investment |
| Validity | 5 or 10 years | 1 year, renewable | 5 or 10 years |
| Employment | No | No | No |
| Business / investment | Yes | No | Yes |
| Up-front capital | High (deposit) but it’s your own money | Low | Very high |
| Owner page | This page | Retirement KITAS | Golden Visa |
Rule of thumb: if you’re under 55 and want long residence → the Second Home Visa is usually the answer (the retirement visa isn’t available to you). If you’re 55+ and prefer monthly-income proof to a large deposit → the Retirement KITAS. If you want investment-linked residence at a higher threshold → the Golden Visa, which is a higher-investment route than the Second Home Visa’s deposit.
Bringing Your Family on the Second Home Visa
The Second Home Visa is family-friendly. The principal E33 holder can sponsor immediate family members — spouse and children — to live in Bali as dependants under a Family KITAS (E31). Family followers:
- Live in Bali for the same period as the principal applicant.
- May study (children) but cannot take paid employment on a dependant permit.
- Need apostilled marriage and birth certificates with sworn Indonesian translations.
We handle the principal application and the family dependants together so the whole household’s residence is aligned and valid from day one.
From Second Home Visa to KITAP (Permanent Residency)
The Second Home Visa is also a pathway to permanent residency. Long-stay residents who hold qualifying status can progress to a KITAP (Kartu Izin Tinggal Tetap) — Indonesia’s permanent-stay permit, valid five years and extendable indefinitely, which ends the renewal cycle entirely.
For Second Home Visa holders, the commonly cited route is to upgrade to KITAP after three years of qualifying residence — replacing repeated permits with one long-term status and easing banking and day-to-day life. KITAP is also a step toward eventual citizenship eligibility. We map your long-term plan from the E33 through to KITAP so each stage qualifies you for the next.
➡️ Planning a decade-plus in Bali? Upgrade to KITAP after three years →
Frequently Asked Questions — Second Home Visa
What is the Second Home Visa in Indonesia?
The Second Home Visa (E33) is a 5 or 10-year Indonesian residence permit for foreigners aged 19+ with no upper age limit. It requires an IDR 2 billion (~USD 130,000) deposit in a state bank within 90 days of arrival, or qualifying property. It allows business and investment but not employment, and family can follow as dependants.
How much is the Second Home Visa deposit?
The deposit is IDR 2 billion, approximately USD 130,000, placed in a designated Indonesian state bank — BNI, BRI or Mandiri. It is not a fee: it is your own capital, held in your own account for the visa duration. You must deposit it within 90 days of arriving in Indonesia.
Is there an age limit for the Second Home Visa?
No upper age limit — and the minimum age is 19. This is the key difference from the Retirement KITAS, which is for applicants aged 55+. The Second Home Visa is the main long-stay option for residents under 55. Confirm the current minimum age with our team, as sources occasionally differ.
Can I work on a Second Home Visa?
No. The Second Home Visa does not permit paid employment with an Indonesian employer. It does, however, allow you to run and invest in a business and manage investments in Indonesia. If you intend to be employed locally, you need a Working KITAS (E23) instead.
Can my family come with me on the Second Home Visa?
Yes. The principal holder can sponsor a spouse and children as dependants on a Family KITAS (E31), for the same duration as the principal permit. Dependants may study but cannot work. Apostilled marriage and birth certificates with sworn translations are required.
Make Bali Your Second Home — Apply with a Licensed Agent
The Second Home Visa is one of the best long-stay options in Indonesia — but the IDR 2 billion deposit, the 90-day deadline and the ongoing reporting leave no room for error. Our licensed team manages every step, confirms the current rules for your case, and files through official channels — so your 5 or 10 years in Bali start on solid ground.
🟢 WhatsApp Us Now · 📞 +62 811 3941 4563 · ✉️ bd@juaraholding.com
Compare the Golden Visa → · Retirement KITAS E33F → · Upgrade to KITAP → · See all prices →