Bali Visa Guide

Bali Long-Stay Visa Options 2026 — KITAS, Second Home & Golden Compared

Last updated: May 2026 · by Bali Visa Trusted

Bali’s main long-stay visas in 2026 are the Digital Nomad KITAS (E33G, 1 year, remote workers), the Retirement KITAS (E33F, 1 year renewable, age 55+), the Second Home Visa (E33, 5–10 years, any age 19+) and the Golden Visa (5–10 years, high-value investors). The right one depends on your income, age and capital.

Last updated: 2026. Figures are based on Direktorat Jenderal Imigrasi sources (imigrasi.go.id{rel=”nofollow” target=”_blank”}). Government fees vary by case — confirm exact figures with our team before you commit.

Bali Long-Stay Visas — Master Comparison

If you want to live in Bali for a year or more, you’ll choose between four main routes. Here they are side by side. (This guide covers the lifestyle/independent routes; an employer-sponsored Working KITAS E23 and Investor KITAS E28A are covered on their own pages.)

Figures per research and Direktorat Jenderal Imigrasi sources, 2026. KITAP qualifying periods vary by category and are flagged for confirmation. Verify against imigrasi.go.id{rel=”nofollow” target=”_blank”}.

E33G — for Remote Workers

The Digital Nomad Visa (E33G) is the long-stay route for people who work remotely for an overseas employer or clients. It’s a one-year KITAS, and the defining requirements are a USD 60,000/year income, an overseas employment contract, a USD 2,000 bank balance and health insurance.

Two things to know:

• It is not renewable. The E33G runs one year; to continue living in Bali afterward you re-apply for a fresh permit rather than extend it. That also means it does not lead directly to KITAP.
• The work must be for overseas clients/employers — you cannot use the E33G to work for Indonesian companies or serve local clients. Doing so is illegal and enforced in 2026.

It suits salaried remote employees and location-independent professionals who meet the income bar and want a clean, legal year in Bali. Processing is relatively fast (around 7–10 business days).

E33F — for Retirees

The Retirement KITAS (E33F) is the classic retirement route for foreigners aged 55 and over. It tests monthly income (USD 3,000/month) rather than a lump-sum deposit, plus a USD 2,000 balance, health insurance, a Bali rental and the requirement to employ one local worker.

It’s a one-year permit, renewed annually, and is a recognised pathway to KITAP (commonly after about five years ). For older retirees who’d prefer a longer permit, the related E33E “Silver Hair” Visa offers 5 years for ages 60+ on a USD 50,000 deposit. The full retirement picture — including the early-retiree route — is in our retire in Bali pillar guide.

E33 — for Lifestyle Residents (Any Age)

The Second Home Visa (E33) is the most flexible long-stay route: 5 or 10 years, for anyone aged 19+ with no upper limit. It requires an IDR 2 billion (~USD 130,000) deposit in a state bank (BNI, BRI or Mandiri) within 90 days of arrival, or qualifying property.

Its big advantages:

• No retirement-age floor or ceiling — it’s the main long-stay option for people under 55 who can’t use the retirement visa.
• The longest standard permit (up to 10 years), with no annual renewal.
• Business and investment permitted (just not employment).
• The deposit is your own capital, held in your own account — not a fee.

It’s the route for financially independent residents — semi-retirees, remote-income earners, lifestyle migrants — who want certainty and minimal admin. The trade-off is the larger up-front deposit, but since that capital stays in your own account, many see it as parking money rather than spending it. See the full Second Home guide.

Golden Visa — for High-Value Investors

The Golden Visa (Permenkumham 22/2023) is Indonesia’s investment-linked long-stay residence for high-net-worth individuals. An individual investor places USD 350,000 for 5 years or USD 700,000 for 10 years in qualifying instruments (bonds, shares or deposits). Higher thresholds apply for company-linked routes (USD 2.5M / 5M) and corporate investors (USD 25M / 50M), and there are achievement-based routes for global talent, sports/culture figures and diaspora.

The Golden Visa suits investors who want investment-linked residence at a higher threshold than the Second Home Visa’s deposit, and a clear KITAP path. It does not grant employment rights, but business and investment activity are permitted.

Which Long-Stay Visa Should You Choose? (Decision Tree)

Work down these questions:

1. Do you work remotely for an overseas employer earning USD 60,000+/year? → E33G Digital Nomad Visa (1 year, re-apply to continue).
2. Are you 55+ with a steady pension/income? → E33F Retirement KITAS (lowest up-front capital; 60+ with a deposit can also consider the 5-year E33E Silver Hair).
3. Are you under 55, or want 5–10 years with no annual renewal and the freedom to run a business? → E33 Second Home Visa (IDR 2 billion deposit, any age 19+).
4. Are you a high-net-worth investor wanting investment-linked residence and a clear KITAP path? → Golden Visa (from USD 350,000).

Still unsure? It often comes down to income vs capital: if you have strong monthly income, the E33G (working) or E33F (retired) fit; if you have capital to place, the E33 (deposit) or Golden Visa (investment) fit. We’ll confirm the best route for your exact situation.

Income vs Capital — the Simplest Way to Decide

If the four routes feel overwhelming, reduce the choice to one question: do you have strong monthly income, or capital to place?

• You have income (a salary or pension): the E33G (remote employee earning USD 60,000/year) and the E33F (retiree with USD 3,000/month) both prove eligibility through ongoing income. Up-front cost is lower, but you must keep meeting the income test.
• You have capital (savings or investment funds): the E33 Second Home Visa (IDR 2 billion deposit) and the Golden Visa (from USD 350,000 investment) both prove eligibility through placed capital — which remains yours, but is committed for the visa term. Up-front cost is high, but you get the longest permits (5–10 years) and no annual renewal.

This single distinction resolves most cases. Income-based routes suit working-age remote earners and pensioners; capital-based routes suit the financially independent who’d rather commit a lump sum than re-prove income each year.

Don’t Forget the Sponsored Routes

This guide focuses on the four independent/lifestyle long-stay visas, but two more cover people whose stay is sponsored rather than self-funded:

• Working KITAS (E23) — for those employed by an Indonesian company, which sponsors the permit (1 year, renewable). It’s the route if your reason to stay is a local job.
• Family / Spouse KITAS (E31 / E31A) — for dependants of a permit holder, or for those married to an Indonesian citizen (the spouse route can lead to KITAP relatively quickly).

If your long stay is anchored to a local employer or an Indonesian family member, these may fit better than any of the four self-funded options above.

The Path to Permanent Residency (KITAP)

Three of these four routes lead to a KITAP — Indonesia’s permanent-stay permit (a 5-year card, extendable indefinitely):

• Retirement KITAS → KITAP, commonly after about 5 years .
• Second Home Visa → KITAP, commonly after about 3 years .
• Golden Visa → KITAP path available.
• Digital Nomad E33G → no direct KITAP path, because it isn’t renewable; nomads who want permanence usually switch to another KITAS first.

Exact qualifying periods vary by category, so we confirm yours and map each renewal to keep you on track for permanent status.

Choose Your Bali Long-Stay Visa with a Licensed Agent

The right long-stay visa depends on your income, age and capital — and the difference between routes can be a large deposit versus a monthly-income proof, or a renewable permit versus a one-year non-renewable one. Our licensed team confirms the best fit and manages the whole process transparently.

🟢 Explore all KITAS & long-stay options → · WhatsApp us now

Related guides: Bali Digital Nomad Visa Guide 2026 (E33G) · How to Retire in Bali in 2026 · Second Home Visa Indonesia 2026

Frequently Asked Questions

What is the best long-stay visa for Bali?
It depends on your profile. Remote workers earning USD 60,000+/year use the Digital Nomad E33G; retirees 55+ use the Retirement E33F; independent residents of any age (19+) use the Second Home E33 (5–10 years); and high-value investors use the Golden Visa. There’s no single “best” — it’s about income versus capital.

Which Bali visa gives the longest stay?
The Second Home Visa (E33) and Golden Visa both offer 5 or 10 years, and a KITAP gives permanent residence after a qualifying period. A standard KITAS (working, retirement, nomad) gives 1–2 years, renewed annually — except the E33G, which is one year and not renewable.

Can I get permanent residency (KITAP) in Bali?
Yes. KITAP (a 5-year, indefinitely-renewable permit) is available after a qualifying period on a KITAS — commonly around 5 years for retirees, 3 years for Second Home holders, with a path for Golden Visa holders too. The Digital Nomad E33G has no direct KITAP path. Exact periods vary; we confirm yours.

Do any Bali long-stay visas allow me to work?
The Digital Nomad E33G allows remote work for an overseas employer only. The Retirement, Second Home and Golden visas don’t permit employment, though the Second Home and Golden allow business and investment. To work for an Indonesian company you need a Working KITAS (E23).

Second Home Visa or Golden Visa — which is cheaper?
The Second Home Visa requires a IDR 2 billion (~USD 130,000) deposit, which is lower than the Golden Visa’s USD 350,000 (5-year) investment threshold. Both are your own capital rather than fees. The Second Home Visa is the lower-investment long-stay route for most people; the Golden Visa suits larger investors.