Bali Visa Guide

Second Home Visa Indonesia 2026 — Full Application Guide

Last updated: May 2026 · by Bali Visa Trusted

The Indonesia Second Home Visa (E33) is a 5 or 10-year residence permit for foreigners aged 19+ with no upper age limit. You deposit IDR 2 billion (~USD 130,000) in a state bank (BNI, BRI or Mandiri) within 90 days of arrival, or own qualifying property. It allows business and investment, but not employment.

Last updated: 2026. Figures are based on Direktorat Jenderal Imigrasi sources (imigrasi.go.id{rel=”nofollow” target=”_blank”}). Confirm the current minimum age and deposit with our team before applying.

What Is the Second Home Visa (E33)?

The Second Home Visa, immigration code E33, is Indonesia’s long-stay residence permit for foreigners who want to live in Bali for 5 or 10 years without the annual renewal cycle of a standard KITAS. It was created to attract financially independent residents — lifestyle migrants, semi-retirees, remote-income earners and investors — who can support themselves in Indonesia.

Two things make it distinctive. First, the long validity (up to a decade) on a single up-front commitment. Second, almost no demographic restriction: there is no upper age limit, and the minimum age is just 19 — which makes it the main long-stay route for people under 55 who are too young for the retirement visa.

The E33 lets you live in Bali, run and own a business, manage investments, open a local bank account, and bring immediate family as dependants. What it does not allow is paid employment with an Indonesian employer — for that you need a Working KITAS (E23) or Investor KITAS (E28A). In short, it’s designed for people who fund their own life in Indonesia rather than draw a local salary — which is exactly why the qualifying test is a deposit (or property), not a job offer or a pension.

Who Is Eligible for the Second Home Visa?

The E33 is the right visa if you are:

• Financially independent and want to settle in Bali long-term without re-applying yearly.
• Aged 19 or over, at any age — including early retirees under 55 and applicants well into their 70s and beyond, with no upper limit.
• A semi-retiree or remote-income earner with substantial savings who can hold IDR 2 billion on deposit, or who owns qualifying Indonesian property.
• An investor or business owner wanting residence to oversee Indonesian investments (the E33 permits business and investment).
• A family wanting one principal applicant to anchor residence, with spouse and children following as dependants.

You likely need a different visa if you are aged 55+ and prefer lower up-front cost (consider the Retirement KITAS E33F), a high-net-worth investor wanting investment-linked residence (compare the Golden Visa), planning to work for an Indonesian company (you need a Working KITAS), or staying under 60 days (a VOA/eVOA is far cheaper).

The Deposit vs Property — Two Financial Routes

You meet the Second Home Visa’s financial requirement through either a state-bank deposit or qualifying property — not both.

Figures per research and official sources, 2026. Verify against imigrasi.go.id{rel=”nofollow” target=”_blank”}.

For most applicants, the bank-deposit route is cleaner: the IDR 2 billion sits in your own account at BNI, BRI or Mandiri, remains your money, and satisfies the requirement directly. The property route suits those who already own — or intend to buy — qualifying Indonesian real estate, but foreign property-ownership rules are complex and the qualifying value must be confirmed precisely.

The deposit is not a fee. It is your own capital, held in your own Indonesian bank account, demonstrating you can support yourself. We help you open the correct state-bank account and document the deposit so it satisfies immigration.

5-Year vs 10-Year Second Home Visa

The E33 comes in two durations with the same core financial threshold; the longer permit suits those certain of a decade-plus in Indonesia.

Both carry the same IDR 2 billion deposit, so the choice is simply how long you’re certain you’ll stay. The deposit doesn’t change between the two durations.

For most applicants who are confident about a long-term move, the 10-year permit offers better value per year and the longest stretch before any major renewal decision. The 5-year option suits those who want a substantial commitment but prefer to reassess after half a decade. There’s no penalty for choosing the shorter term, and both keep the door open to a KITAP afterward — so when in doubt, we’ll talk through your plans and recommend the duration that fits.

How to Apply for the Second Home Visa — Step by Step

1. Consultation and eligibility check. We confirm you qualify (age 19+, financial route), explain the 90-day deposit rule, and send a written, itemised quote — government fee, service fee, and the deposit (your capital).
2. Choose your financial route. Bank deposit (IDR 2 billion at BNI, BRI or Mandiri) or qualifying property. We advise which is cleaner for your situation.
3. Prepare documents. Passport (valid well beyond the visa term), proof of funds, photographs and supporting documents. Our team reviews everything before submission.
4. Submit the application. We file your E33 through the official Indonesian immigration portal and keep you updated in real time.
5. Travel to Bali. Complete the All Indonesia Arrival Card within 3 days before arrival, and pay the IDR 150,000 tourist levy.
6. Place the deposit within 90 days. This is the critical step: within 90 days of arrival, deposit the IDR 2 billion in the designated state bank. We guide the account opening and documentation.
7. Validation and residence. With the deposit confirmed, your Second Home Visa is validated for 5 or 10 years. We set reminders for your periodic reporting obligations and any family dependant permits.

The 90-Day Rule — Don’t Miss It

The single most important compliance point on the Second Home Visa is the 90-day deposit window. The visa is granted on your commitment to deposit; the deposit then confirms it. Once you arrive in Indonesia on the E33, you must place the IDR 2 billion in a designated state bank within 90 days.

If you miss the 90-day deadline:

• Your Second Home Visa can be cancelled or not validated.
• You may have to restart the process and re-incur fees.
• Your legal residence becomes uncertain — risking overstay exposure.

There is also an ongoing reporting obligation — Second Home holders are subject to periodic (commonly cited as 90-day) reporting to immigration. Juara Holding Group tracks both the initial deposit deadline and the ongoing reporting, so your residence stays valid for the full term.

Which Banks? BNI, BRI & Mandiri

The Second Home deposit must go into a designated Indonesian state bank — in practice BNI, BRI or Mandiri. A few practical points:

• You’ll need an Indonesian bank account at one of these state banks to hold the deposit. Opening it as a new foreign resident has its own document requirements — we guide you through it.
• The funds remain yours. The IDR 2 billion is held in your account; it is capital you control, not money transferred to the government or an agent.
• Documentation must satisfy immigration. The deposit has to be evidenced correctly (account in the right name, the right amount, the right bank) for the visa to validate — which is exactly the kind of detail we manage.

Documents You’ll Need

While we prepare and review everything for you, it helps to know what the Second Home Visa typically requires:

• Passport valid well beyond the visa term (a 10-year permit needs plenty of validity).
• Proof of funds evidencing the IDR 2 billion (or the qualifying property documentation).
• Bank documentation for opening and holding the deposit at BNI, BRI or Mandiri.
• Recent photographs to the required specification.
• Supporting personal documents as immigration requests for your case.

Where documents originate overseas (for example, certain civil documents for family followers), they may need apostille and sworn Indonesian translation. Getting this right the first time avoids rejection and delay — a core part of what a licensed agency manages.

Why Use a Licensed Agent for the Second Home Visa?

The Second Home Visa is high-value and unforgiving of mistakes, which is exactly where a licensed agency earns its fee:

• The 90-day deposit deadline is hard. Miss it and the visa can be cancelled — we track it from the day you arrive.
• The deposit must be documented precisely. Right account, right bank, right name, right amount — small errors stall validation.
• Opening an Indonesian state-bank account as a new foreign resident has its own requirements; we guide you through it.
• Periodic reporting continues for years. We keep your residence compliant for the full 5 or 10 years, not just at the start.
• Rules can change. As a licensed agency we confirm the current thresholds and conditions against immigration regulations before you commit a large sum.

In short, the deposit is your money — but the process around it is detailed enough that professional handling protects both your capital and your status.

Can I Use the Deposited Money?

This is the most common question, and the honest answer is nuanced: the IDR 2 billion must remain held as your qualifying deposit for the duration of the visa. It is your capital — held in your own account — but it underpins your residence status, so it isn’t “spending money” you draw down freely. Treat it as the financial anchor of your 5 or 10-year permit. We’ll explain exactly how the deposit must be maintained for your case, and confirm the current rules against immigration regulations before you transfer anything.

Second Home Visa vs Retirement KITAS

These two long-stay routes are the most-compared by people planning a move to Bali. The clearest distinction is age and financial test:

Rule of thumb: if you’re under 55 and want long residence, the Second Home Visa is usually the answer (the retirement visa isn’t open to you). If you’re 55+ and prefer monthly-income proof to a large deposit, the Retirement KITAS is lighter on up-front capital. For the full retirement picture, see our retire in Bali pillar guide.

From Second Home Visa to KITAP

The Second Home Visa is also a pathway to permanent residency. Holders can progress to a KITAP — Indonesia’s permanent-stay permit, valid five years and extendable indefinitely — commonly after about three years of qualifying residence . KITAP ends the renewal cycle, eases banking and daily life, and is a step toward eventual citizenship eligibility. We map your plan from the E33 through to KITAP so each stage qualifies you for the next.

Apply for the Second Home Visa with a Licensed Agent

The Second Home Visa is one of Indonesia’s best long-stay options — but the IDR 2 billion deposit, the hard 90-day deadline and the ongoing reporting leave no room for error. Our licensed team manages every step, confirms the current rules for your case, and files through official channels.

🟢 Get help with your Second Home Visa → · WhatsApp us now

Related guides: How to Retire in Bali in 2026 · Bali Long-Stay Visa Options 2026

Frequently Asked Questions

What is the Second Home Visa in Indonesia?
The Second Home Visa (E33) is a 5 or 10-year residence permit for foreigners aged 19+ with no upper age limit. It requires an IDR 2 billion (~USD 130,000) deposit in a state bank within 90 days of arrival, or qualifying property. It allows business and investment but not employment, and family can follow as dependants.

How much is the Second Home Visa deposit?
IDR 2 billion, approximately USD 130,000, placed in a designated Indonesian state bank — BNI, BRI or Mandiri. It is not a fee: it’s your own capital, held in your own account for the visa duration. You must deposit it within 90 days of arriving in Indonesia.

Is there an age limit for the Second Home Visa?
There is no upper age limit, and the minimum age is 19. This is the key difference from the Retirement KITAS (age 55+). The Second Home Visa is the main long-stay option for residents under 55. Confirm the current minimum age with our team, as sources occasionally differ.

What is the 90-day rule for the Second Home Visa?
After arriving on the E33, you must place the IDR 2 billion deposit in a designated state bank within 90 days. The visa is granted on the commitment to deposit; the deposit confirms it. Miss the window and the visa can be cancelled. There’s also a periodic (commonly 90-day) reporting obligation.

Can I work on a Second Home Visa?
No. The Second Home Visa doesn’t permit paid employment with an Indonesian employer. It does allow you to run and invest in a business and manage investments. For local employment you need a Working KITAS (E23) instead.